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What is a Stablecoin? (How they work - ANIMATED)While Bitcoin has failed in its stated objectives, it has become a speculative investment. This is puzzling. It has no intrinsic value and is not backed by. No, bitcoin is not considered a stablecoin. A stablecoin is a type of cryptocurrency that is designed to maintain its value by pegging its price. Nevertheless, some businesses accept bitcoin. Experts say stablecoins could be more effective than other cryptocurrencies as a form of payments. The value of.